EagleBank
Commercial Credit Underwriter III
Rockville, Maryland, United States
EAGLEBANK OVERVIEW
We are a values driven organization putting Relationships FIRST. EagleBank is focused on being Flexible, Involved, Responsive, Strong, and Trusted. By prioritizing meaningful connections with our customers, employees, and shareholders, we relentlessly deliver the most compelling, valuable service to our community. EagleBank (NASDAQ - EGBN) was founded to meet the financial needs of local business owners in Maryland, Washington DC, and Northern Virginia. With genuine connections, we provide custom financial solutions, local decision-making, and a deeply-rooted dedication to the community.
EagleBank is committed to being a workplace of inclusion, equity, respect, and acceptance. We celebrate diversity and intentionally seek out opportunities to learn from one anothers experience. We believe employees are essential to the building of relationships and we prioritize investing in employee growth and wellbeing. Throughout your EagleBank career, our commitment is to provide you with a variety of competitive benefits, recognition, training and development, and the knowledge that your contribution adds value to the company and our community. Employee involvement is fostered through resource groups, mentorship programs, community service, and scholarship opportunities for continued education. With features including wellness discounts, healthcare premium sharing, employer funding in your HSA account, and 100% 401(k) matching up to 4%, we pride ourselves in the ways we support our internal relationships.
We understand the need to be creative and flexible when it comes to telecommuting and other alternative work arrangements. This position is eligible for our hybrid remote work program which allows employees to work remotely two days a week. This position has flexibility in choosing which two days, in addition to Wednesday, will be worked in the Bethesda, MD office.
DEPARTMENT OVERVIEW
Our Commercial and Industrial (C&I) Team proudly serves the businesses of our local community. We offer competitive, Commercial Loans and Lines of Credit, Treasury Solutions, Acquisition Financing, Equipment Leasing, Owner Occupied Commercial Real Estate, Small Business Lending, SBA, and Other Financing solutions. Our teams propose value add solutions that are creative and flexible to help small and middle market businesses goals become a reality.
The Lending Team is divided by region, with a Market Executive leading each of our teams. The core competency of the banks lenders runs to all types of businesses, including government contracting, non-profits, bond financing for schools and other organizations, healthcare, and professional service firms.
POSITION OVERVIEW
This experienced Commercial Credit Underwriter underwrites new and existing commercial loans through analysis of borrowers credit history, financial performance, current market trends, collateral, and feasibility. Using spreads and analysis of financial statements, real estate spreadsheets, tax returns, A/R & A/P agings and proformas/forecasts for C&I, Commercial Real Estate, and SBA loan requests.
Deals will generally be large and complex. Supports Lending Department by providing personal and business credit reports, property values based on third party data and industry analysis as needed.
REQUIREMENTS
- Bachelors Degree in Business, Finance, Economics or related field in lieu of 3 additional years of experience in commercial credit, financial statement analysis and formal credit training.
- 5 years of analysis in commercial credit or middle-market experience.
- Web-based credit training through RMA or Omega or similar programs required.
- General working knowledge of MS Office.
- Good written and verbal communication skills.
- Strong logic and math skills.
PREFERENCES
- Leadership or supervision experience.
- Other banking experience helpful.
- Formal credit training program.
- Experience with spreading software.
Don't meet all the requirements? We encourage you to still apply if you think you are the right person to join our community. We are always interested connecting with people inspired by our mission and values. If you arent hired for this position, your resume will remain available for the next year and might be considered for future openings. Note: You can update your resume as often as needed.